Lower Rate Card
by Scott Bilker
In the past I have had some late payments on bills. Is there any hope that someone will give me a lower interest rate on my credit cards. HELP!!!!!
Rate Changes
by Scott Bilker
The bank gave me a fixed 9.99 rate, then it changed the rate to a variable 14.99...
Credit Reports
by Scott Bilker
I am paying off 7,500 dollars of debt soon. When should I ask for my credit reports?
Drowning in debt
by Scott Bilker
I am drowning in debt. I am attempting to figure out a budget that is livable....
Buying a House After Bankruptcy
by Scott Bilker
How hard is it to buy a house after filing for chapter seven bankruptcy? How long will it take to get a house? What are some of the things I need to do before even going to try to buy a house?
Divorce and credit
by Scott Bilker
I am in the process of divorce and there are several credit cards and creditors that will need to be paid, but I have been advised by my attorney to make only the minimum payment between now and the trial for the divorce. Many of these are also overdue and so collection agencies, etc. call me to try and collect. How can I approach these creditors and let them know that the debt will be repaid eventually, but that circumstances prevent me from paying the debt in full at this time?
Fearless Books review of "Credit Card and Debt Management"
by D. Patrick Miller
Like thousands of small business entrepreneurs, I went to my local bank for a start-up loan when I decided to become an independent publisher. Like many of those same entrepreneurs, I got the cold shoulder when it came to financing an enterprise that had passion rather than profit as a central motivation.
Biweekly mortgage may be a rip-off
by Scott Bilker
Biweekly mortgages have been touted by many companies as being an excellent way to save money and pay off your mortgage earlier. Some companies even claim that "it won't cost you any more than you're paying now." What a crock! What do you think a true biweekly mortgage saves you?
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