Alice in Credit Card Land
by Dr. Sam Vaknin
Your credit card is stolen. You place a phone call to the number provided in your tourist guide or in the local daily press. You provide your details and you cancel your card. You block it. In a few minutes, it should be transferred to the stop-list available to the authorization centres worldwide. From that moment on, no thief will be able to fraudulently use your card. You can sigh in relief. The danger is over. But is it?
DebtSmart Email Newsletter: 10/24/01
by DebtSmart Email Newsletter
In This Issue; Advertisers Cool Debt Statistic; DebtSmart Resources; Letter from the Publisher; Transfer Credit Card Balances Mortgage Telemarketing--A Personal Story Review of "Living Within Your Means"; by Terry Rigg Survey Holiday Gift Giving Ideas Inherited Debts? Alice in Credit Card Land; Subscribe/Disclaimer Information
Transfer Credit Card Balances
by Scott Bilker
My husband and I filed for bankruptcy in 1995. Since then we have established good payment records with high interest credit card companies. I'm ready to drop them and transfer my balances to a lower interest rate card(s). I've had my existing accounts for several years (or more), plus we just bought a house, so I think we deserve better interest rates. I called my accounts personally, but they don't offer better rates, only a larger line of credit.
Mortgage Telemarketing--A Personal Story
by Jose Olivares
About an hour later, she calls and tells me she has "good news" for me. They can combine both loans at a great APR of 9.48%. Stunned by what this lady is telling me I paused and asked her to explain how exactly it was that she was coming up with this GREAT deal since I was paying 7.25%.
Holiday Gift Giving Ideas
by Gregory Thomas
It's that time of year again, time for traveling, decorating, holiday parties, family, friends, relatives and of course. . . . shopping. Before you spend your money on the latest, hottest, newest gadgets, take a look at these options that will really save you quite a pocketful.
Survey Results: Holiday Spending
by Scott Bilker
We've all been told to try to return to our lives and get on with our business. It's very difficult. I wonder how the events of September 11, 2001 are going to affect this upcoming holiday season. All the experts says the economy is going to take a pounding but I'd like to ask you about how you're going to spend this season.
9 Steps to Get Organized for Financial Success!
by Scott Bilker
I've learned over the years that the better organized you are with all your transactions the less likely you are to: Bounce checks, Exceed credit limits, Pay late, Get charged for stuff you didn't buy, Get hooked into extra charges, Be stressed over bills, Go into perpetual debt, and Let fraud go unnoticed. Here are the 9 quick steps to getting organized for financial success--today!
Friendship Loan
by Gary Foreman
Dear Dollar Stretcher, I would like to provide a loan to a friend from my 401k plan. What are the rules? How do I go about making this type of transaction? What are the guidelines for re-payment?
DebtSmart Email Newsletter: 10/10/01
by DebtSmart Email Newsletter
In This Issue; Advertisers Cool Debt Statistic; DebtSmart Resources; Letter from the Publisher; Soldiers' and Sailors' Civil Relief Act Provides Umbrella of Protection 9 Steps to Get Organized for Financial Success Survey How Did I Get Into This Mess Friendship Loan Credit Lessons for Retirees; Subscribe/Disclaimer Information
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