DebtSmart® Financial Compatibility Test
by Scott Bilker
It is well known that money is the #1 reason for divorce! Money is very important in your relationship. It's the blood that flows through the financial veins of the family. If there is a problem with its flow, everyone in the family will suffer! Take this test with your spouse/partner to see how compatible your philosophies and monetary strategies are when dealing with money and debt!
Mortgages, Taxes and Bigger Homes
by Gary Foreman
We have very nearly paid off our mortgage! But for some personal reasons we would like to have a different house. My husband says that since interest is tax-deductible, getting a new house makes financial sense especially with today's fairly low interest rates. To me, as much as I'd like to have a new house, it feels as if we have finally "caught up with our tails" only to begin chasing them again. Can you give us some perspective?
Your Future
by Doris Dobkins
Why are there so many books written on "getting out of debt" and "saving for retirement"? Why do so many people study these subjects or subscribe to newsletters that address these issues? One of man's biggest fears is running out of money at retirement...
DebtSmart Email Newsletter: 6/19/02
by DebtSmart Email Newsletter
In This Issue; Cool Stats Letter from the Publisher; Are You Financially Compatible with your Spouse/Partner?; Household Math™: Car Purchase vs. Car Repair; Survey: DebtSmart Compatibility Test Mortgages; Taxes and Bigger Homes Equifax Credit Watch™ Free CarFax® Lemon Check Your Future Innovation: Ideas Are Cheap--But Extremely Valuable; DebtSmart Resources; Subscribe/Disclaimer Information
Innovation: Ideas Are Cheap—But Extremely Valuable
by Michael Angier
Innovation is not only for so-called "creative" minds. We're all creative, and each of us has the ability to generate ideas to solve problems in our businesses and improve our relationships.
Household Math™: Car Purchase vs. Car Repair
by Scott Bilker
After doing some research she finds only one car that she feels will meet the 50,000-mile requirement. The total price for that car is $3,000. Should she buy the used car or repair the transmission?
SCORE KEY: DebtSmart® Financial Compatibility Test
by Scott Bilker
Not all the questions have the same score value. Therefore, the scores are weighted on each question according to their importance. Some responses may take points away from your score (negative scores).
Answers to Your Questions About FICO® Scores
by Fair, Isaac and Company, Inc.
Answers to many common questions concerning credit scoring written by the credit scoring experts at MyFico.com®
10 Reasons to Love Your Credit Card Bank
by Scott Bilker
Boy, the banks are going to love me for this; too bad they won't be sending me a check! Love 'em, hate 'em, it's the same old story. Credit cards themselves are not bad. There are advantages and disadvantages so this time I want to take a look at some of those advantages...
Household Math™: Auto Loan Rate
by Scott Bilker
Mary Jane borrowed $9,200 to buy a used car. She made equal monthly payments for 3 years and that paid off the loan in full. After that time she added up how much she paid in total to the loan. She was surprised to find that 14.81% of the total amount she paid back over the course of 3 years were interest charges for the loan! What was Mary Jane's APR for this loan?
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