Survey Results: Can Money Buy Happiness?
by Scott Bilker
You hear it all the time, "Money can't buy happiness," but I'm not convinced. I know a family that won $1 million in the lottery. They were unhappy and cranky prior to winning. After they won, they looked 10 years younger and were much happier and nicer. I wonder what you think. Please let everyone know your feelings by taking this survey.
Household Math™: Car Per Hour
by Scott Bilker
Janice has finally received her driver's license! She's a happy camper! Now it's time to get the car and go places with her friends. She's pretty smart about money and know that she's going to need a decent job to support the car. How much per hour must she net just to pay for the car?
How Much House?
by Gary Foreman
Considering the cost of homes these days, what is a reasonable percentage of a person's salary that should be used for a mortgage payment? And does this percentage include everything needed to run that home (utilities, water, phone, etc.)?
Making frugality a family affair
by Nancy Twigg
Shopping at the malls, dinners at McDonald's, birthday parties at the arcade. Does this sound familiar? If living and spending more frugally is on your list of things you'd like to accomplish, the time to enlist the support of your kids is now. Without their help, you'll soon find your efforts to save undermined by your children's tendencies toward consumerism.
Household Math™: Pool House Rock
by Scott Bilker
A swimming club has just opened right around the corner and the cost is $50 per month per person. Considering the known costs, is it less expensive to sign the kids up for the swimming club or use the pool?
Survey Results: Financial Compatibilty Test
by Scott Bilker
It is well known that money is the #1 reason for divorce! Money is very important in your relationship. It's the blood that flows through the financial veins of the family. If there is a problem with its flow, everyone in the family will suffer! Take this test with your spouse/partner to see how compatible your philosophies and monetary strategies are when dealing with money and debt!
Cut Expenses By 20%
by Terry Rigg
If you are like most of us you have areas in your budget that could be trimmed by at least 20%. What about your grocery bill? Unless you are using every cost-cutting method available, then you could even beat that 20% on your food bill. Each area of your expenses has room to be trimmed. Let's just briefly discuss a few:
Lemon Car Making Your Life Sour?
by Craig Kimmel
One month old car is in the shop for more than 30 days does it qualify as a lemon? If you have a car that's less than one year old and it has been in the shop for more than 30 days, chances are you have a lemon. Also, if a car has...
DebtSmart Email Newsletter: 7/3/02
by DebtSmart Email Newsletter
In This Issue; Cool Stats Letter from the Publisher; Providian Raised My APR to 29.99%; Household Math™: Pool House Rock; Survey: Can Money Buy Happiness? Lemon Car Making Your Life Sour? Bank One's New Low Rate Card The DebtSmart® Low-Interest Special Report How Much House? Cut Expenses by 20% Making Frugality a Family Affair; DebtSmart Resources; Subscribe/Disclaimer Information
Providian Raised My APR to 29.99%
by Scott Bilker
I was shocked to learn my Providian credit card raised my APR from 23.99 to 29.99. I've never missed a payment or been late. I called to find out why and the rep told me they mailed out a notice of change in terms. I said I never received the notice. I calmly explained the situation, reminding them I've never missed a payment or been late, not even once. They said there was nothing they could do...
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