DebtSmart Email Newsletter: 10/6/04
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; Helping Daughter With Debt Advice that saved $734 and helped get $490 in credits; Household Math™: Pizza Deals American Express Blue The Frugal Shopper's Favorite Frugal Tips; DebtSmart Help Center; DebtSmart Custom Alexa Toolbar The Top 10 Destructive Money Beliefs (and How to Overcome Them); DebtSmart® Resources; Subscribe/Disclaimer Information
Review of "Talk Your Way Out of Credit Card Debt" by Scott Bilker
by Jeffrey Strain
Not only does he show you how to talk to bank card representatives to lower interest rates, get fees waived and deal with credit card disputes & billing errors, he guarantees you will save over $200 in the process of using his advice or he'll give you a full refund of your money (and keep two other credit card management books for free to boot).
Debtsmart Presidential Survey Results
by Scott Bilker
Most people responded that Kerry is more on the side of consumers, and most said that Kerry would be better at protecting us from the banks. However, most feel that they have a better chance of getting out of debt under a Bush presidency.
DebtSmart Email Newsletter: 9/22/04
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; DebtSmart® Presidential Survey Results Advice that saved $734 and helped get $490 in credits; Household Math™: Coupon Shopping Free Get Organized Now! Idea-Pak American Express Blue Are You Paying Tony The Tiger's Salary?; DebtSmart Help Center; DebtSmart Custom Alexa Toolbar Chris Peruzzi vs. the Debt Counselors Save Money When Going Out; DebtSmart® Resources; Subscribe/Disclaimer Information
Chronic Debtor Help!
by Scott Bilker
Scott, If one is an alcoholic there are so many places to turn for help. If there were a hospital for debtors I would check myself in immediately. I tried going to Spenders and Debtors support groups however, I was very discouraged by the fact that many people who were there had multiple addictions (mainly drug and alcohol). It didn't seem like an environment that would benefit me. Please help!--Michelle
How I Made an Easy $1,800 Profit with My Credit Cards
by Scott Bilker
Hi Scott, I recently heard you on NPR radio 90.9 FM WBUR from Boston. I was interested in how you borrowed from your credit card at a low interest rate and then invested it in a CD and earned about $1800. Which of your books covers that interesting topic? I'd like to know more! Thanks, Leo
Low-rate money for life--what do I do?
by Scott Bilker
Dear Scott, I constantly call my credit card companies to find out about special deals. My question is with interest rates going up, is it safe to wait until September, or should I make the transfer right away?--Jesse
DebtSmart Email Newsletter: 9/8/04
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; First Ever DebtSmart® Presidential Survey Chronic Debtor Help! You Can Beat the Banks!; Household Math™: Fast Mortgage Payoff American Express Blue Low-rate money for life--what do I do?; DebtSmart Help Center; DebtSmart Custom Alexa Toolbar How I Made $1,800 Profit with My Credit Cards Save Money When Going Out; DebtSmart® Resources; Subscribe/Disclaimer Information
Household Math™: Fast Mortgage Payoff
by Scott Bilker
Dear Scott, My question is, I want to pay my $138,000, 5.125% APR, 15-year mortgage, off early. We just refinanced. My first payment is July 7th. We plan on making one extra mortgage payment a year but I would like to add an extra $100.00 monthly to principal only. By doing these two extras, how early will I pay my mortgage off?--Leah
DebtSmart Email Newsletter: 8/25/04
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; Car Dealers Survey Results: Your Advice for Nancy; Household Math™: Car Insurance Payments vs. Credit Card Offer "A Valuable Book from Day One!" American Express Blue ALERT: Credit Reporting Agency Study Underway (Let Yourself Be Heard!); DebtSmart Help Center; Save Money When Going Out; DebtSmart® Resources; Subscribe/Disclaimer Information
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author of The
Ultimate Credit Handbook