Debt Negotiation
by Scott Bilker
I need to know if this will really work. It makes me very nervous in not paying my bills so they can be negotiated. I talked to DEBTCO and I got very excited that I could be out of debt in 3 years but when I got the papers (contract) I felt a little uneasy. Should I be uneasy? Should I think more about consolidation? Please help me make the right choice. I really need help with my debt.
Household Math™: Choosing a Selling Price
by Scott Bilker
How much can Jack and Jill sell their house for now and keep the monthly payment as affordable as it was when they originally put the house for sale?
Household Math™: Shopping Sale
by Scott Bilker
This is a situation we run into everyday. Stores are always sales, specials, etc. and thirfty people will try to take advantage of these sales. But how can you tell which discount is the better discount?
Household Math™: Coupons and Sandwiches
by Scott Bilker
Here's something us guys at DebtSmart were discussing last week. We're always ordering from this Sub Shop down the street and, being the thrifty folks we are, we decided to figure out the most money-saving way to get lunch. An excellent example of math that can be applied to everyday situations.
Survey Results: Chase Bank Tries to Pull a Fast One
by Scott Bilker
Last email newsletter I recounted my experience of handling Chase Bank when they attempted to deceive me. Many DebtSmart readers voiced their opinion about the article and the Chase letter. You'll certainly want to hear from those who agree and disagree, plus add your comments to my article or comment about other people's responses!
Chase Bank Tries to Pull a Fast One (Conversation 2)
by Scott Bilker
Part 2: Supervisor argues about the fee. Rep: "Mr. Bilker thank you for holding the account supervisor Ms. Lett is on the line. You may go ahead." Scott: "Thank you Ms. Beers."
Chase Bank Tries to Pull a Fast One
by Scott Bilker
How did Chase Bank attempt to trick me and maybe you? I strongly recommend that you read this entire article if you have ever done a balance transfer or you're thinking about doing a balance transfer! This article contains some details about my phone call to Chase Bank, copies of their letters, copies of my bank statement, and a response form so you can let me, and the world, know if this has ever happened to you!
Chase Bank Tries to Pull a Fast One (Conversation 1)
by Scott Bilker
Part 1: First Rep removes the overlimit fee and argues about the fee. Rep: "Card member services. This is Ms. Beers, how may I help you?" Scott: "Hi, what was your name again?"
Many Questions...Many Answers
by Scott Bilker
After each show I received many great questions and many of these viewers allowed me to share their questions with everyone. I received questions about mortgages, debt counselors, consolidation, credit histories, bankruptcy, medical bills, credit cards (of course), and many other topics. Below are the some of those questions and answers.
Survey Results: Financial Education
by Scott Bilker
Do you think that a mandatory personal-finance/money-management course in high school would have helped your financial life and skills today?
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