Household Math™: Car Per Hour
by Scott Bilker
Janice has finally received her driver's license! She's a happy camper! Now it's time to get the car and go places with her friends. She's pretty smart about money and know that she's going to need a decent job to support the car. How much per hour must she net just to pay for the car?
Household Math™: Pool House Rock
by Scott Bilker
A swimming club has just opened right around the corner and the cost is $50 per month per person. Considering the known costs, is it less expensive to sign the kids up for the swimming club or use the pool?
Survey Results: Financial Compatibilty Test
by Scott Bilker
It is well known that money is the #1 reason for divorce! Money is very important in your relationship. It's the blood that flows through the financial veins of the family. If there is a problem with its flow, everyone in the family will suffer! Take this test with your spouse/partner to see how compatible your philosophies and monetary strategies are when dealing with money and debt!
Providian Raised My APR to 29.99%
by Scott Bilker
I was shocked to learn my Providian credit card raised my APR from 23.99 to 29.99. I've never missed a payment or been late. I called to find out why and the rep told me they mailed out a notice of change in terms. I said I never received the notice. I calmly explained the situation, reminding them I've never missed a payment or been late, not even once. They said there was nothing they could do...
DebtSmart® Financial Compatibility Test
by Scott Bilker
It is well known that money is the #1 reason for divorce! Money is very important in your relationship. It's the blood that flows through the financial veins of the family. If there is a problem with its flow, everyone in the family will suffer! Take this test with your spouse/partner to see how compatible your philosophies and monetary strategies are when dealing with money and debt!
Household Math™: Car Purchase vs. Car Repair
by Scott Bilker
After doing some research she finds only one car that she feels will meet the 50,000-mile requirement. The total price for that car is $3,000. Should she buy the used car or repair the transmission?
SCORE KEY: DebtSmart® Financial Compatibility Test
by Scott Bilker
Not all the questions have the same score value. Therefore, the scores are weighted on each question according to their importance. Some responses may take points away from your score (negative scores).
10 Reasons to Love Your Credit Card Bank
by Scott Bilker
Boy, the banks are going to love me for this; too bad they won't be sending me a check! Love 'em, hate 'em, it's the same old story. Credit cards themselves are not bad. There are advantages and disadvantages so this time I want to take a look at some of those advantages...
Household Math™: Auto Loan Rate
by Scott Bilker
Mary Jane borrowed $9,200 to buy a used car. She made equal monthly payments for 3 years and that paid off the loan in full. After that time she added up how much she paid in total to the loan. She was surprised to find that 14.81% of the total amount she paid back over the course of 3 years were interest charges for the loan! What was Mary Jane's APR for this loan?
Survey Results: "Love" the Banks
by Scott Bilker
Boy, the banks are going to love me for this; too bad they won't be sending me a check! Love 'em, hate 'em, it's the same old story.
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