The Valentine's Day Challenge
by Nancy Twigg
Does Valentine's Day have to be expensive? Not at all. Let me tell you a story of how my husband and I had one of the best Valentine's Day celebrations ever by limiting ourselves to spending $10 or less. About ten years ago, my husband Michael and I both left good jobs to begin a home-based business.
Christmas Can Still Be Merry Without All the Spending
by Nancy Twigg
The other day I heard something that surprised me. A recent nationwide study showed that 70% of those polled planned to spend the same amount or even more this Christmas than they did last year. When I read this, I couldn't help but wonder who the pollsters talked to when they did their poll.
Cha-Ching! Tips for a Successful Day of Yard Sale Shopping
by Nancy Twigg
For those of you who truly want to save money on your family's expenses, yard sale shopping is a great way to find gently-used clothes, toys and household items for pennies on the dollar. Here are some tips for making your yard sale shopping trip as fun and profitable as possible.
Yard Sale Etiquette
by Nancy Twigg
Just call me the Miss Manners of garage sales. You see, I believe there's a certain moral and ethical code governing the sacred act of selling and buying secondhand stuff. Contrary to popular belief, a yard sale is not an anything-goes, no-etiquette-needed free-for-all. As in any social situation, there are certain things you do or avoid doing in order to be polite.
10-Minute Tasks to Help You Save Money
by Nancy Twigg
Many people use the excuse that they are too busy to make any extra effort to live frugally. But even those of us who are the busiest can find an extra ten minutes here and there if we look hard enough for it. Here are five quickie tasks you can do anytime that will help you save money.
What is Creative Frugality?
by Nancy Twigg
Most people understand what creativity is, and have a good idea what it means to be frugal. But the idea of putting the two together is a little hard to grasp. Because creative frugality is one of those things that is easier to show than to tell, here is a quick list of dead giveaways for identifying creative frugality in action.
Quick Tips for Saving Money on Groceries
by Nancy Twigg
Do you want to do all you can to cut your grocery bill? Would you like to have a few more tricks up your sleeve for saving on groceries? If so, here are five quick reminders to help you get out of the grocery store with more food while spending less money...
Just Say "No" to Spending Pressure
by Nancy Twigg
Imagine the scene: One Sunday morning at church, you are approached by the child of a friend in your Bible class. His school is selling "Pizza Heaven" coupon books to raise money for the band. You don't frequent that restaurant, but the money seems to be going to a good cause. After all, he is your friend's son. What do you do?
Trimming the Fat From Your Budget
by Nancy Twigg
Fat in your family budget is very much like the extra pounds around your waistline: it sneaks up on you! Those little, seemingly insignificant expenses here and there add up to big chunks of your income that could be used otherwise. If you're looking to put your budget on a diet, the first step is to...
Six Keys to Budgeting Success
by Nancy Twigg
Although many people cringe when they hear the word "budget," our family budget has come to be one of my best friends. One key to abundant living for us is financial peace--knowing that we are living within our means while setting aside money to...
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